Audit Services
Professional Casualty Services
Professional Casualty Services, Inc. (PCS) provides expert premium audits for insurance companies covering workers' compensation, general liability, and auto policies. Our services have expanded steadily in response to rising demand. We are a dominant presence in California, providing particular focus and expertise to California's stringent Test Audit Program. Our comprehensive reach also extends to Arizona and Nevada, where we possess in-depth knowledge of state-specific rules and carrier underwriting requirements.
We offer flexible and comprehensive audit solutions, including physical on-site, and hybrid/virtual off-site audits. We work with a vast network of over 10 national insurance providers who entrust our services.
PCS offers the resources of a national company with the care of a local specialist.
We have expanded our service area and capabilities through strategic alliances with trusted affiliates in Utah, Washington, and Oregon. While these partners service their local and national clients, this network allows us to provide premium audit services that combine a national scope with focused, local expertise on their California policies.
Is our approach the missing piece to your business?
We believe in creating a strong partnership with our clients, which starts with a transparent and fair fee structure. Our low-overhead model allows us to offer more favorable rates than other local and national premium audit vendors, and we are always open to a discussion to ensure our terms align with your needs.
The CA Test Audit Collective
With the most stringent Test Audit Program in the U.S., California requires all carriers to comply with its Uniform Statistical Reporting Plan (USRP). The Workers’ Compensation Insurance Rating Bureau (WCIRB) administers this program, also known as the Premium Audit Accuracy Program (PAAP). PCS has established itself as a leading authority on California’s Test Audit program, ensuring many carriers stay in good standing with the WCIRB. We have a proven history of success in test audits, thanks to our vast knowledge, driven by years of experience.
To augment our expertise in this area, PCS retains the services of Vince Freeman, former WCIRB Quality Assurance Director of the Classification & Test Audit Department. His experience encompasses 40 years of leadership in the Classification and Audit process, the application of the California Workers’ Compensation Experience Rating Plan -1995, and the California Workers’ Compensation Uniform Statistical Reporting Plan (USRP) -1995. As Quality Assurance Director, he administered the California Test Audit Program, examined pertinent audit procedures and classification methodologies to report decisions on test audit rebuttals, complaints, requests for action, and classification disputes; while providing guidance to affected parties using an educational attentiveness. He has documented/published scores of decisions on complex classification assignments while citing applicable general rules, phraseologies, and footnotes of the USRP. In this capacity, PCS is collectively competent to assist audit departments, underwriting departments, and unit statistical departments.
Does our strategy align with what you see as the final piece of your business puzzle?
Contact Us
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Professional Casualty Services, Inc.
6905 Oslo Circle, Suite C-1
Buena Park, CA 90621
Main Phone: (714) 521-1000
Fax: (714) 521-8463
Consultation Inquiries:
Please call (714) 521-1000 x103 / x110, or
Email experts@pcsaudits.com
Existing or open audit questions:
Please call (714) 521-1000 x129 or
Email status@pcsaudits.com
General Questions:
Email mail@pcsaudits.com
Consultation & Marketing Inquiries:
Marketing Team Lead -
Phil Medina (V.P. of Premium Audit Field Ops. /Marketing)
Phone: (714) 521-1000 Ext 117
Email: phil@pcsaudits.com
Marketing Extension Assistance -
George Medina Jr. (V.P.)
Phone: (714) 521-1000 Ext 110
Email: georgejr@pcsaudits.com
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